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If you're putting money in a depository bank account, you want to make sure it's insured against bank failure or other negative outcomes. Luckily, the U.S. government has an agency called the Federal Deposit Insurance Corporation. The FDIC was created during the Great Depression to make sure people didn't lose all their money if there was a run on their bank. Therefore, any FDIC-eligible account is insured. In this program, we'll discuss the different types of depository accounts that are insured by the FDIC.
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