Online Courses Financial Compliance General Financial Regulatory Compliance Regulation C Home Mortgage Disclosure Act

Regulation C Home Mortgage Disclosure Act

Created by: HSI - Health & Safety Institute Top Author

5.0 1,836 views Prime

Last Updated 11/2022

English

Full Lifetime Access

Finish in
9 min! Run Time

Made for for
Employees
only

No Certificate
Provided

What you'll learn

Explain what the Home Mortgage Disclosure Act requires of lenders

Compile the loan-level data fields HMDA reporting requires

Compile and report mortgage data in line with the 1975 Act

Skills covered in this course

banking Compliance finance financial financial compliance HSI-ej4

The Home Mortgage Disclosure Act (HMDA), enacted in 1975 and implemented through the Federal Reserve Board's Regulation C, requires covered lenders to collect and disclose data about home loan activity.

What this course covers:

How HMDA and Regulation C build on the Fair Housing Act
Which financial institutions the law applies to
Which loan transactions are covered and which are excluded
What lenders must record, report, and disclose

Ideal for mortgage lenders and compliance staff subject to HMDA reporting.

System Requirements

See System Requirements in the Coggno Knowledge Base

Author

HSI - Health & Safety Institute

2000 Courses

Making the Workplace Safer and Smarter

HSI (Health & Safety Institute) is a recognized leader in Environmental, Health and Safety (EHS) and workforce development software, training, and compliance solutions.

HSI is your single-source partner for EHS, Compliance, and Professional Development solutions. HSI provides integrated e-learning content, training solutions, and cloud-based software designed to enable your business to improve safety, operations, and employee development. Across all industries, we help safety and technical managers, human resources, first responders, and operational leaders train and develop their workforce, keep workers safe, and meet regulatory and operational compliance requirements. We are a unique partner that offers a suite of cloud-based software solutions including learning management, safety management, chemical SDS management, and more, integrated with our content and training so businesses can not only monitor and manage multiple workflows in one system, but train employees via one partner.

Frequently Asked Questions

The course explains how HMDA and Regulation C build on the Fair Housing Act, showing learners that the 1975 disclosure law extends earlier fair housing protections into a formal data collection and reporting requirement for covered mortgage lenders.

It covers which financial institutions the law applies to, helping mortgage lenders determine whether their organization falls under HMDA's reporting obligations as implemented through the Federal Reserve Board's Regulation C, which was enacted back in 1975 for this purpose.

The course covers which loan transactions are covered and which are excluded, giving compliance staff a way to sort home loan activity into what must be reported under HMDA and what falls outside the reporting requirement entirely.

This course covers what lenders must record, report, and disclose, walking through the practical data obligations that Regulation C places on covered institutions handling home loan activity subject to HMDA's annual reporting requirement each calendar year.

The course is ideal for mortgage lenders and compliance staff subject to HMDA reporting who need to understand the 1975 law's data collection and disclosure requirements as implemented through the Federal Reserve Board's Regulation C.

This course is designed for employees who need to complete Regulation C Home Mortgage Disclosure Act training

Yes. This course is designed to meet applicable federal requirements and commonly mandated state standards. Always confirm specific state or industry requirements with your local regulations.

The course takes approximately 9 minutes to complete and can be paused and resumed at any time.

No. This course does not include a certificate of completion.

Yes. You can assign this course to individuals or groups using Coggno’s LMS, or purchase multiple seats for your team.

Yes. This course can be exported for delivery in most learning management systems (SCORM compatible).

Yes. The course is fully self-paced and available 24/7.

Yes. This course includes a knowledge check to reinforce learning and verify completion.

Learners have lifetime access from the date of purchase.

Yes. A preview is available so you can review the course format and content before purchasing.

Yes. Content is reviewed and updated as regulations and best practices change.

Yes. This course is available for free with an active Prime Subscription.

Yes. Refund requests can be submitted within 30 days of purchase.

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Regulation C Home Mortgage Disclosure Act

What you'll learn

Skills covered in this course

Overview

FAQs