Fair Credit Reporting Act
6 min! Run Time
Employees
only
Provided
What you'll learn
Skills covered in this course
Description
The Fair Credit Reporting Act (FCRA) governs how consumer credit information is collected, used, and shared. This course explains what the law requires of businesses.
What this course covers:
- The origins of the FCRA and the FACT Act amendments
- Permissible uses of consumer credit reports
- What happens when someone becomes a victim of fraud
- Guidelines for the proper disposal of credit reports
Suited to HR, lending, and compliance staff who handle credit data.
System Requirements
See System Requirements in the Coggno Knowledge Base
Author
Frequently Asked Questions
The FCRA governs how consumer credit information is collected, used, and shared, and the course traces its origins along with the FACT Act amendments.
The course covers the permissible uses of consumer credit reports under the FCRA, defining when businesses may access that information.
It explains what happens when someone becomes a victim of fraud and how that affects their credit reporting rights.
The course lays out guidelines for the proper disposal of credit reports, a requirement under the FCRA.
HR, lending, and compliance staff who handle credit data as part of their roles.
