Insurance

Understanding health insurance helps you choose coverage with confidence, whether you're new to the workforce or just need a refresher.

What this course covers:

• The main types of health insurance plans and what they cover
• How to choose the plan that's right for you
• The difference between in-network and out-of-network care
• Co-pays, coinsurance, deductibles, and out-of-pocket maximums

A concise introduction to the essentials of health insurance.

As a new hire you usually have a limited window to make your health insurance selections, and the range of options can feel overwhelming. This program helps you choose with confidence.

What this course covers:

• Enrollment deadlines new hires typically face
• When your coverage actually begins
• Comparing the plan options available to you
• Choosing the plan that best fits your needs

You will finish ready to select the health plan that works for you.

If you drive, understanding the basics of car insurance is essential, since every state sets its own minimum coverage requirements.

What this course covers:

• What auto insurance is and why it matters
• The different types of car insurance coverage
• How state minimum requirements affect your policy
• Tips for choosing the right coverage for your situation

You will finish able to make more informed decisions about your own auto insurance.

You have found the perfect house and your offer was accepted. Now comes a less exciting but essential topic: home insurance.

What this course covers:

• Why your mortgage lender is likely to require home insurance
• What a home insurance policy typically covers
• Practical tips so you know exactly what you are getting

By the end you will approach home insurance with confidence as a first-time buyer.

Homeowners are usually required to carry insurance, but what about people who rent or lease their living space? This course looks at whether renter's insurance is worth it.

What this course covers:

• What renter's insurance actually covers
• Why it can be a good idea even when it is not required
• What happens when damage is someone else's fault
• Who is covered in roommate situations

You will finish able to decide whether renter's insurance is right for you.

COBRA lets you continue benefits coverage after you leave the company that provided it, but the details are easy to misunderstand.

What this course covers:

• What COBRA is and how it came to be
• Who COBRA applies to
• How long the benefit is available for those who qualify
• The type of coverage and the costs involved

Get a clear picture of how COBRA continuation coverage works.