Online Courses Financial Compliance Banking Compliance Fair Lending Laws

Fair Lending Laws

Created by: HSI - Health & Safety Institute Top Author

5.0 1,522 views Prime

Last Updated 10/2022

English

Full Lifetime Access

Finish in
12 min! Run Time

Made for for
Employees
only

No Certificate
Provided

What you'll learn

Identify the fair lending laws Congress passed in the 1960s and 1970s

Explain how they secure equitable access to credit for individuals and communities

Apply fair lending principles to lending practice

Skills covered in this course

banking safe banking HSI-ej4

FAQs

Description

In the 1960s and 70s Congress passed several laws to ensure fair, equitable access to credit for individuals and communities.

What this course covers:

The Equal Credit Opportunity Act, or ECOA
The Fair Housing Act and its role in fair lending
Who and what the fair lending laws apply to
What lenders must do to stay compliant

For lenders, loan officers and compliance staff responsible for equitable credit decisions.

System Requirements

See System Requirements in the Coggno Knowledge Base

Author

HSI - Health & Safety Institute

1960 Courses

Making the Workplace Safer and Smarter

HSI (Health & Safety Institute) is a recognized leader in Environmental, Health and Safety (EHS) and workforce development software, training, and compliance solutions.

HSI is your single-source partner for EHS, Compliance, and Professional Development solutions. HSI provides integrated e-learning content, training solutions, and cloud-based software designed to enable your business to improve safety, operations, and employee development. Across all industries, we help safety and technical managers, human resources, first responders, and operational leaders train and develop their workforce, keep workers safe, and meet regulatory and operational compliance requirements. We are a unique partner that offers a suite of cloud-based software solutions including learning management, safety management, chemical SDS management, and more, integrated with our content and training so businesses can not only monitor and manage multiple workflows in one system, but train employees via one partner.

Frequently Asked Questions

The Equal Credit Opportunity Act (ECOA) and the Fair Housing Act, both passed to ensure equitable access to credit.

Congress passed several of them in the 1960s and 70s to ensure fair, equitable access to credit for individuals and communities.

The course covers who and what the fair lending laws apply to, defining the scope of coverage.

It covers what lenders must do to stay compliant with fair lending requirements.

Lenders, loan officers, and compliance staff responsible for equitable credit decisions.

This course is designed for employees who need to complete Fair Lending Laws training

Yes. This course is designed to meet applicable federal requirements and commonly mandated state standards. Always confirm specific state or industry requirements with your local regulations.

The course takes approximately 12 minutes to complete and can be paused and resumed at any time.

No. This course does not include a certificate of completion.

Yes. You can assign this course to individuals or groups using Coggno’s LMS, or purchase multiple seats for your team.

Yes. This course can be exported for delivery in most learning management systems (SCORM compatible).

Yes. The course is fully self-paced and available 24/7.

Yes. This course includes a knowledge check to reinforce learning and verify completion.

Learners have lifetime access from the date of purchase.

Yes. A preview is available so you can review the course format and content before purchasing.

Yes. Content is reviewed and updated as regulations and best practices change.

Yes. This course is available for free with an active Prime Subscription.

Yes. Refund requests can be submitted within 30 days of purchase.

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Fair Lending Laws

What you'll learn

Skills covered in this course

Overview